At Esra Health, we help individuals and families across the country navigate Medicare every year. One question we hear more than any other is: “Do I really need to sign up right when I turn 65?” The short answer is yes—if you want to protect your wallet, your coverage, and your peace of mind. That critical window is called your Initial Enrollment Period (IEP) , and missing it can cost you hundreds or even thousands of dollars over time. Read more to learn all about the import

Selecting the right health insurance plan can feel overwhelming. With countless options, complex terms, and varying coverage levels,...