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Services & Plans

Helping you understand your option and find the right health or life plans that best fit your needs and budget. 

Individual and Family Plans - Affordable Care Act (ACA) or Marketplace Plans

Navigating the Healthcare exchange as an individual or family can be complex with the variety of options available.

  • On-Exchange Plan Offerings

  • Off-Exchange Plan Offerings

  • Private (PPO) Plan Offerings

Medicare Advantage (Part C) Plans

All-in-one plans that combine hospital, medical, and often prescription drug coverage. Many include dental, vision, hearing and fitness benefits. 

  • Low or $0 premiums

  • Extra-benefits often offered

  • Network-based coverage

Medicare Supplement (Medigap)

Fills the 'gaps' in Original Medicare by covering copayments, coinsurance, and deductibles. See any provider that accepts Medicare - no network restrictions. 

  • Predictable out-of-pocket costs

  • No referrals needed

  • Coverage travels with you

Prescription Drug Plans
(Part D Plans)

Supplemental Plans
(Dental, Vision, Hearing)

Life Insurance

Standalone drug plans that help cover the cost of prescription medications. We check your specific medications and dosage to find the plan with the lowest total cost. 

  • Covers brand & generic drugs

  • Pharmacy flexibility

  • Annual cost optimization

Protect what matters - your smile, sight and hearing with affordable supplemental coverage that fills the gaps left by major medical insurance. 

  • Preventive Care Options

  • Annual Exams

  • Annual allowances

Securing your family's financial future with simple, affordable life insurance that provides peace of mind when it matters most. 

  • Flexible coverage options

  • Fast and Easy application

  • Affordable premiums

Our Trusted Insurance Partners

  • Aetna

  • Alignment Health Plan

  • Banner Health Plan

  • Blue Cross Blue Shield

  • Centene

  • Devoted

  • Gold Kidney

  • Healthspring

  • Humana

  • Kelsey-Care

  • Molina

  • Mutual of Omaha

  • SCAN

Each partner brings unique benefits, and we’re here to help you evaluate your options and enroll with confidence.

Frequently Asked Questions

When can I enroll or change my plan?

Plans typically have set enrollmet periods every year. However, you may qualify for a Special Enrollment Period based on certain life events. Contact us and we will help you understand your options.

Do your services cost me anything?

No. Our services are complimentary to you. We are directly compensated by the insurance carriers, and your plan prices are the same whether you enroll through us or directly with the carrier.

Will I lose my doctors if I change plans?

Not necessarily. We check your current doctors and medications against every plan we offer to ensure continuity of care. That's one of the first things we do!

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© 2026 by Esra Health. All Rights Reserved.

*Disclaimer: This page has not been reviewed or endorsed by Medicare.gov or any member of the Centers for Medicare & Medicaid Services (CMS). Any information we provide is limited to those plans we do offer in your area. 

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